March 28, 2019

Car Insurance

CarInsurance

Looking for a local car insurance provider to insure your car, van, truck or motorbike? Why not use My Insurance Guide, a USA owned company that brings a friendly, personable face to the stuffy, impersonal insurance industry.

Don’t waste time searching through the hundreds of listings on Google or other search engines. Just fill out our short online form, and we’ll find a policy that suits your individual needs. It’s fast and hassle free! Just the way it should be.

What are your main priorities?

Are you looking for comprehensive car insurance that covers everything?

Are you looking for a third party fire and theft policy. Cheaper than comprehensive cover but stillprovides sufficient cover should an accident happen. Or,

Maybe you’re looking for the most cost effect policy. The one that covers the cost to repair or replace another drivers vehicle should you accidentally cause damage?

What is car insurance?

Car insurance in USA is not yet a legal requirement. If you own a car it is in your best interest to have some type of auto insurance coverage. USA car insurance or auto insurance protects you against financial loss in the event of an accident. Like all insurance policies, car insurance is a contract between the insurer (the car insurance company) and the insured (policy holder). You, the policy-holder, pay a premium and the insurance company agrees to pay your losses as defined in your policy.

Car insurance policies provide liability, property and medical coverage:

Property coverage

Pays for damage to or theft of your car.

Liability coverage

Pays for your legal responsibility to others involved in the incident. This covers you for bodily injury or property damage you have caused to another party.

Medical coverage

Generally pays for the cost of treating injuries, rehabilitation, lost wages and funeral expenses. This will depend on what is specified in your car insurance policy.

There are different types of car insurance policies available from USA insurance companies. You can find out ways to save on car insurance by visiting our “how to save on car insurance” section.

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